Bridgewater Management Consultancies — FTA Approved Agency

BWMC · Dubai, UAE

Financial Due Diligence Services in Dubai

Understand the financial evidence behind a proposed acquisition, investment or business sale.

What this service covers

Financial due diligence examines information relevant to a specific transaction. BWMC reviews historical performance, cash conversion, working capital, debt and other agreed financial matters so you can evaluate the opportunity with clearer information. The scope is tailored to the buyer’s or seller’s objectives and the available records.

Due diligence is different from a statutory audit or a valuation. It does not guarantee a successful investment or identify every possible risk. Legal, technical, environmental and other specialist reviews should be commissioned separately when relevant.

Support available

The proposal will confirm the services and deliverables included.

  • Historical earnings and one-off adjustments
  • Revenue concentration and cash conversion
  • Working capital and debt analysis
  • Financial record quality and unresolved balances
  • Tax exposure questions for specialist review
  • Transaction findings and decision points

What to prepare

  • Financial statements and management accounts
  • Revenue and customer concentration schedules
  • Debt, cash and working-capital schedules
  • Material contracts, forecasts and tax filings

We will confirm the checklist for your circumstances. Agree a secure way to share confidential documents with the team.

How the engagement works

  1. STEP 1

    Agree the scope

    Confirm your objective, entity, reporting period, intended recipient and the work included in the engagement.

  2. STEP 2

    Review the records

    Use the agreed document checklist to assess the facts, reconcile information and identify missing evidence.

  3. STEP 3

    Prepare the findings

    Document the analysis, assumptions, unresolved matters and practical actions relevant to the agreed scope.

  4. STEP 4

    Discuss next steps

    Explain the findings to your team and agree responsibilities, deadlines and any follow-up support.

Frequently asked questions

When should due diligence begin?

It is usually considered before making a binding commitment to a business purchase or investment. The timing should fit the transaction process, confidentiality arrangements and access to records.

Is due diligence the same as a business valuation?

No. Due diligence examines transaction risks and the quality of information. Valuation estimates value for an agreed purpose and date. The findings can inform valuation assumptions and negotiations.

What is quality of earnings?

It considers how reported earnings relate to ongoing business performance, including unusual items, accounting policies and the conversion of profit into cash. Adjustments require evidence and judgement.

Do you provide legal due diligence?

Legal questions such as ownership, enforceability, disputes and licences should be reviewed by appropriately qualified legal advisers. We can identify financial questions that need specialist input within the agreed coordination scope.

What if the seller’s records are incomplete?

The report should explain missing evidence and limitations. A lack of reliable information can materially affect the transaction decision; it should not be replaced by unsupported assumptions.

Official guidance and further reading

Content reviewed 14 September 2026. Requirements depend on your facts and the rules in force. Confirm the applicable position before acting.

Discuss your requirements with BWMC

Send us a Message

Start with a clear scope

Tell us about your business, the outcome you need and any deadline. BWMC will help identify the next steps and confirm a suitable scope and quotation.

Contact BWMC
Emarat Atrium, 1st Floor, Unit 147, Sheikh Zayed Road, Dubai, United Arab Emirates
+971 4 548 8184