BWMC · Dubai, UAE
Fractional CFO Services in Dubai and the UAE
Give your management team clearer forecasts, reporting and financial decisions.
What this service covers
A fractional CFO provides financial leadership for an agreed scope and schedule. BWMC supports business owners and finance teams with cash-flow planning, budgets, management reporting and scenario analysis. The engagement can complement your bookkeeper or finance manager, helping connect reliable accounts with the decisions ahead.
CFO advisory support does not replace bookkeeping, an independent audit or specialist legal and tax advice. Management retains responsibility for decisions and approvals. Forecasts depend on assumptions and are not guarantees of funding, profit or future performance.
Support available
The proposal will confirm the services and deliverables included.
- Cash-flow forecasts and working-capital reviews
- Budgets and variance analysis
- Management reports and relevant performance measures
- Scenario planning for growth and cost decisions
- Financial information for lender discussions
- Finance-team processes and reporting calendars
What to prepare
- Recent management accounts and reconciliations
- Receivables, payables and inventory schedules
- Budgets, contracts and financing terms
- Your objectives, decision deadlines and current reporting pack
We will confirm the checklist for your circumstances. Agree a secure way to share confidential documents with the team.
Interactive demonstration
Explore a CFO reporting pack
Use the tabs to move from the dashboard to transaction-level detail. This is a worked example for Nova Trading LLC, Dubai, not client data.
DEMO DATA: DEMO DATA — illustrative only. It is not a valuation, audit opinion, forecast, tax advice or representation of Nova Trading LLC.
Financial statement dashboard
A management view of the selected period. Select a KPI to jump to its supporting report.
Revenue
AED 1,200,000
Illustrative monthly revenue
Gross profit
AED 420,000
35.0% illustrative margin
EBITDA
AED 180,000
Before interest, tax, depreciation and amortisation
Closing cash
AED 375,000
Cash and cash equivalents
Accounts receivable
AED 395,000
Open customer balances
Accounts payable
AED 265,000
Open supplier balances
Inventory
AED 260,000
Illustrative stock value
Illustrative closing cash: AED 375,000 = opening cash + receipts − payments.
Need a tailored reporting pack? Discuss your requirements with BWMC. Sample reports are illustrative and should be reconciled to source records before use.
How the engagement works
STEP 1
Set priorities
Agree the decisions, reporting needs, meeting schedule and work included.
STEP 2
Review the baseline
Assess the quality of the accounts and identify gaps in the underlying information.
STEP 3
Build the reporting
Prepare agreed forecasts and management information with explicit assumptions.
STEP 4
Review decisions
Discuss variances, scenarios and actions with management at the agreed intervals.
Frequently asked questions
How is a fractional CFO different from a bookkeeper?
Bookkeeping records and reconciles transactions. CFO support uses reliable financial information for planning, cash management and decisions. If records need repair, that work should be scoped separately before relying on forecasts.
Do I need a full-time CFO?
That depends on your size, complexity and internal team. Fractional support may suit a defined reporting and planning need. A full-time role may be more appropriate where daily leadership or a larger finance function is required.
What will I receive each month?
The engagement may include management reports, cash-flow forecasts, budget comparisons and a review meeting. The proposal should specify the deliverables, frequency and responsibilities; these are not automatically included in every engagement.
Can you help prepare for a bank or investor discussion?
BWMC can help organise financial information and explain assumptions within the agreed scope. A bank or investor makes its own decision. Financing, securities placement and regulated investment services are separate activities.
How are the fees agreed?
Fees depend on the records, complexity, deliverables and time commitment. Start with your objectives and current reporting pack so the team can propose a suitable scope and quotation.
Official guidance and further reading
Content reviewed 14 September 2026. Requirements depend on your facts and the rules in force. Confirm the applicable position before acting.
Discuss your requirements with BWMC
Send us a Message
Related services
Start with a clear scope
Tell us about your business, the outcome you need and any deadline. BWMC will help identify the next steps and confirm a suitable scope and quotation.
Emarat Atrium, 1st Floor, Unit 147, Sheikh Zayed Road, Dubai, United Arab Emirates+971 4 548 8184